Funding

RFD have partnered with Bluestone Leasing Limited to help our clients fund their developments.

A key question when considering furniture and fit out projects is: how best to fund the solution? Increasingly the notion of paying in full upfront is being challenged. This is especially true when one considers the fact that all furniture and fit out projects only return value over time and inevitably depreciate throughout.

Although for some budget constraints will be a factor in the decision, for most it is more about how they deploy capital/budget most effectively. Within the Public Sector, leasing is becoming a powerful tool to overcome increasing budget constraints.

Why use finance?

It is worth considering some important facts about leasing before you take the plunge into your next investment.

Tax Benefits

It’s not as complicated as you might think. Unlike cash, a lease unlocks 100% tax relief (on both capital and interest) and for many customers can make a huge difference. We can help you too – our lease versus cash illustrations make everything crystal clear and we can tailor these specifically to your business.

Opportunity Cost

Sinking your capital into ultimately depreciating assets isn’t a great way to make that cash work for you. Finance lets you keep the cash so you can utilise it where it can make a difference.

Match Costs to Return

With cash, ultimately you pay upfront and in full for investments which only return value over time. Why not simply spread your costs in line with your return?

Low, fixed costs

With rates fixed throughout the term, budgeting and planning are made simple.

Spread the VAT cost

VAT is paid in instalments rather than a lump sum upfront (excluding Hire/Lease Purchase agreements)

Lifecycle Management

Never again face spikey capital investment requirements, often when you have not budgeted for them. Spreading the costs lets you plan for the future, avoid equipment redundancy and take control of future investments.

Too Many Eggs

Over reliance on your primary funder is never a great strategy. Accessing specialist funders increases your available credit lines and reduces your risk.

360 Degree Solutions

Many new customers don’t realise that we can wrap all your project costs into one finance package and cover all your expenditure including non-asset based elements such as labour, fees and delivery.

Bluestone Leasing Limited (registered in England & Wales no. 02519389 and registered office at Lakeside House, Navigation Court, Wakefield WF2 7BJ) is authorised & regulated by the Financial Conduct Authority FRN no. 663701. Bluestone Leasing Limited are a credit broker not a lender. ICO Data Protection Registration no is Z6897676 © copyright Bluestone Leasing Ltd. Figures shown are based on a representative example and are not guaranteed. The product quoted for is only one of a number of products which may be available and which may be more or less suitable, depending on your needs and circumstances. Finance is arranged subject to status and terms and conditions.